:root {
  --bg: #fbfaf7;
  --surface: #ffffff;
  --ink: #1d2433;
  --muted: #5b6475;
  --line: #e6e2d9;
  --brand: #1f6f5c;
  --brand-ink: #ffffff;
  --accent: #f2b544;
  --soft: #eef6f3;
  --radius: 14px;
  --max: 1080px;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font: 17px/1.6 -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}
a { color: var(--brand); }
img { max-width: 100%; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 16px; }

/* Header */
.site-header { background: var(--surface); border-bottom: 1px solid var(--line); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.logo { font-weight: 800; font-size: 20px; color: var(--ink); text-decoration: none; letter-spacing: -0.3px; }
.logo span { color: var(--brand); }
.nav a { color: var(--muted); text-decoration: none; margin-left: 20px; font-size: 15px; white-space: nowrap; }
.nav a:hover { color: var(--ink); }

.disclosure-bar { background: var(--soft); font-size: 13px; color: var(--muted); padding: 8px 0; }

/* Hero */
.hero { padding: 56px 0 40px; }
.hero h1 { font-size: clamp(30px, 5vw, 46px); line-height: 1.15; margin: 0 0 16px; letter-spacing: -0.8px; }
.hero p.lead { font-size: 19px; color: var(--muted); max-width: 680px; margin: 0 0 28px; }
.updated { font-size: 14px; color: var(--muted); }

.btn {
  display: inline-block; background: var(--brand); color: var(--brand-ink);
  padding: 13px 22px; border-radius: 10px; font-weight: 700; text-decoration: none;
  border: 0; cursor: pointer; font-size: 16px;
}
.btn:hover { filter: brightness(1.08); }
.btn.secondary { background: transparent; color: var(--brand); border: 2px solid var(--brand); }

/* Sections */
section { padding: 40px 0; }
h2 { font-size: clamp(24px, 3.5vw, 32px); letter-spacing: -0.5px; margin: 0 0 12px; }
h3 { font-size: 20px; margin: 0 0 8px; }
.section-lead { color: var(--muted); max-width: 720px; margin: 0 0 28px; }

/* Provider cards */
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(290px, 1fr)); gap: 20px; }
.card {
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 24px; display: flex; flex-direction: column;
}
.card .tag {
  align-self: flex-start; background: var(--accent); color: #3a2a00; font-size: 12px; font-weight: 700;
  padding: 4px 10px; border-radius: 999px; margin-bottom: 12px; text-transform: uppercase; letter-spacing: 0.4px;
}
.card ul { padding-left: 20px; margin: 8px 0 20px; color: var(--muted); }
.card li { margin-bottom: 6px; }
.card .btn { margin-top: auto; text-align: center; }
.card .fine { font-size: 13px; color: var(--muted); margin-top: 10px; text-align: center; }

/* Table */
.table-scroll { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); }
table { border-collapse: collapse; width: 100%; min-width: 640px; font-size: 15px; }
th, td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--line); vertical-align: top; }
thead th { background: var(--soft); font-size: 14px; }
tbody tr:last-child td { border-bottom: 0; }
td:first-child { font-weight: 600; color: var(--muted); width: 22%; }
.note { font-size: 13px; color: var(--muted); margin-top: 10px; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 20px; counter-reset: step; }
.step { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; }
.step::before {
  counter-increment: step; content: counter(step);
  display: inline-grid; place-items: center; width: 32px; height: 32px; border-radius: 50%;
  background: var(--brand); color: #fff; font-weight: 700; margin-bottom: 10px;
}
.step p { margin: 0; color: var(--muted); }

/* FAQ */
details { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 16px 20px; margin-bottom: 12px; }
summary { font-weight: 700; cursor: pointer; }
details p { color: var(--muted); margin: 10px 0 0; }

/* Callout */
.callout { background: var(--soft); border-radius: var(--radius); padding: 28px; }

/* Article */
.article { max-width: 760px; }
.article p, .article li { color: #333b4a; }

/* Footer */
.site-footer { border-top: 1px solid var(--line); padding: 32px 0 48px; color: var(--muted); font-size: 14px; margin-top: 40px; }
.site-footer a { color: var(--muted); margin-right: 16px; }

@media (max-width: 600px) {
  body { font-size: 16px; }
  .nav a { margin-left: 12px; font-size: 14px; }
  .nav a:not(:first-child) { display: none; }
  .hero { padding: 36px 0 24px; }
}